We aggregate the published daily rate sheets of Ethiopia's commercial banks and NBE-licensed FX bureaus, and cross-check against the National Bank of Ethiopia's official reference rate. Observer accounts see end-of-day figures; Professional accounts see updates the moment a bank publishes.

If you're handing dollars to a bank and receiving birr, look at the bank's buy rate — higher is better for you. If you're paying birr to receive dollars, look at the sell rate — lower is better. The comparison table's toggle flips the highlight to the column you care about.

Because your bank quotes one rate and every other bank quotes a different one. Spreads between the best and worst bank can exceed 1 ETB per dollar — on a $10,000 transfer that's real money lost to the wrong counter.

Yes — Telebirr, Chapa, and cards are all accepted. Prices are set in birr on purpose; we don't think an Ethiopian rate service should bill you in someone else's currency.

Anytime, from your account page, in two clicks. Annual plans are refunded pro-rata for unused months. No retention phone calls — we'd rather earn the renewal.